Students will activate schema for talking about finances with a few minutes of conversation in response to the following prompt. Talk about a time you bought something that cost a lot of money. How did you pay for it? Did you save money? Did you borrow money?

Students will read a conversation in which two friends talk casually about money. They will first be given 2 minutes to read for gist and answer questions, then 5 minutes to read for detail and define highlighted verb phrases. For each reading they will be sent links to google forms with the full text and questions to answer. When they read the second time, all phrasal verbs will be underlined, and 5 will be in bold. The questions at the end will ask them to try to define the 5 phrasal verbs in bold. After 5 minutes they will be put in pairs for two minutes to discuss their answers. Questions and correct answers Reading for gist (Gform Talking about money 1) https://forms.gle/JH3fGnLB9jZDN8WC7 1. Bob and Sam are: A talking informally about money 2. Bob and Sam are B. friends or family. Reading for detail (Gform talking about money 2) https://forms.gle/7hVHP9XuUS6Q4yH36 1. Come into 2. Pay off 3. Pay back 4. Take out 5. Rip off

Use slides to go over 5 words from detailed reading. Begin with general points about phrasal verbs - Verb + particle (preposition or adverb) - Meaning specific to the phrase - Some can be separated - Pronunciation – stress on particles - Some similar to compound nouns but with different word stress For each word ask students for the meanings they inferred from context. Once meaning is clear follow up with CCQs from LAS. Show form. Emphasis word stress in pronunciation. come into “...she's come into some money.” Acquire, usually from someone who died. Come + into + something (NOT come + something + into) oOo pay off “she wants to pay off the mortgage” Pay all the money you owe Pay + (something) + off Pay + off + (something) OO Not the same as pay + someone + off Not the same as payoff (n), Oo pay back Maybe she can pay back what she owes me. Repay money that is borrowed. Pay + (someone or something) + back Pay + back + (someone or something) OO Not the same as payoff (n), Oo take out I took out a mortgage (past of take out) Borrow or withdraw money Take + out + (something) Take + (something) + out OO NOT take + out + (someone) – date NOT takeout (noun) rip off they tried to rip me off Charge someone too much. Rip + (someone) + off NOT Rip + off + someone. Rip me off OoO Not the same as ripoff (noun) Oo Difference between pay off and pay back. Pay off something – emphasis on full payment Pay back someone or something– emphasis on person being paid

Students will be put in pairs to practice using the phrasal verbs with questions and answers. The first one is written in detail, the others are for them to work out. The full list will be shared on google slides and then put into the chat once they are in BO rooms. Did you ever take out a loan? Yes, I took out a loan from the bank. No, I’ve never taken a loan out. Can you pay me back yet? If you buy a house, will you put money down? Have you ever come into some money? Did that guy try to rip you off? Did you pay off your car loan?

Students will be shown prompts below. They will be asked to respond to one of the prompts using some of the target language. They will be given a minute to prepare their responses, then put in BO rooms for practice. Talk about one of the following using the phrasal verbs we have been practicing An experience borrowing or lending money. An experience buying something expensive (like a house or a car). You can talk about your experience, or the experience of someone you know. Share slides so students chan check form questions. https://docs.google.com/presentation/d/16V9nqQFAC3beu-7hK7tpI9k-Mj3__gaO0OmhTGfR8nA/edit?usp=sharing